SOLD - Former Dental Practice, Leeds

FORMER DENTAL PRACTICE in Leeds

A unique opportunity to acquire this former dental practice occupying an excellent position on one of Leeds’ busiest and most well-known roads, opposite Tesco Express and Aldi supermarket - high foot traffic location.  The site is passed by over 13,000 vehicles every day (according to the Department for Transport) and is surrounded by houses whilst benefitting from plenty of roadside parking.  The premises offer four large dental treatment rooms and would obviously suit a dental surgery practice or other similar medical practice (aesthetics, doctors surgery, opticians, veterinarians, treatment rooms etc).  Alternatively, the property would be suitable for a variety of other uses and potential conversation to residential housing or HMO (subject to any necessary consents) due to the property having four entrances and two separate staircases.

Substantial property offering main entrance door from Dewsbury Road.  As you come through the door, to left hand side, is the spacious patient reception / waiting area with staff desk, large store cupboard and disabled WC off.  From the main entrance, to the right is a large dental surgery room.  To the rear is a staff room with a very well fitted kitchen off and access to Back Linden Grove.  Beyond the staff room is a further dental treatment room and side access to Linden Grove.  The property benefits from two separate cellars.  One accessed from behind the reception desk and the other from the staff room.  The first floor comprises two further dental treatment rooms plus large room with worktops and head height cupboards (scope for further treatment room).  Store room.  WC with bath and wash hand basin.  Second floor, two attic rooms.  Two additional rooms accessed via a second staircase from the first floor.  The premises benefit from new LED panel lighting throughout, CCTV cameras, fire and intruder alarms. Freehold property. Ref: 590336

Thinking of selling a commercial property? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front  

SOLD - Flamingos Coffee House, Leeds City Centre

CITY CENTRE COFFEE SHOP in Leeds

Ernest Wilson are delighted to bring to market this immaculately presented city centre coffee shop.  Our client has operated this business since 2023, during which time the premises have undergone an extensive refurbishment throughout and really must be seen to be appreciated. The business trades in easy hours over six days, opening at 10.30am daily – wonderful scope for enthusiastic new owners to consider opening earlier to develop the breakfast trade and boost turnover.  The premises occupy a prime trading position within a busy shopping arcade in the heart of Leeds City Centre with thousands of people passing daily.  The premises are held on secure lease and comprise glass fronted coffee shop providing 26 covers in comfort.  Servery and counter area sporting a cake display, heated food display and two station coffee machine.  Food prep and pot wash area.  Disabled access WC to the rear. Business on lease. Ref: 590828

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - 70 COVER LICENSED RESTAURANT PREMISES PLUS FIVE BED FLAT in Leeds

70 COVER LICENSED RESTAURANT PREMISES PLUS FIVE BED FLAT in Leeds

A highly prominent restaurant site on Roundhay Road, Leeds.  The venue has been the home of several highly successful restaurant operations, including an Indian restaurant and more recently the hugely successful Yokohama Korean restaurant which has just vacated and moved to larger premises at Oakwood.  Roundhay Road is one of the busiest roads in Leeds, in close proximity to St. James’ Hospital and on the main drag leading up to famous Roundhay Park.  Detached premises over three floors, with large decked outside terrace.  Contemporary interior with furniture, fixtures, fittings and commercial catering equipment left in situ, making this an exceptional turn-key opportunity with little or no additional capital investment required.  Main dining room comfortably accommodating 50 diners, with a further 20 on the first floor.  Comprehensively equipped catering kitchen.  Bar area.  Excellent utility areas with lots of chilled and dry goods storage.  Ceiling mounted air-conditioning units.  First floor balcony capable of seating 14 customers.  Outside terrace can easily accommodate 30 customers.  First and second floor accommodation comprising of a five bedroomed flat, with bathroom and WC.  Additional WC.  Alternatively, this can be utilised as offices and storerooms.  Total floor area of approximately 287 sq m (3,090 sq ft). EPC Band D. Lease, fixtures & fittings. Ref: 590254

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Closed Freehold Hot Food Takeaway, Horsforth, Leeds

CLOSED HOT FOOD TAKEAWAY in Horsforth, Leeds

An exciting opportunity to acquire this freehold hot food takeaway with two-bedroom accommodation which occupies one of the best trading positions on Horsforth Town Street.  The premises have been extensively refurbished throughout and really must be seen to be appreciated, comprising ground floor customer waiting area and counter, large kitchen with newly refurbished extraction system, additional hot food preparation and storage area.  Cellar provides good storage space across two rooms.  The residential accommodation is completely self-contained, comprising kitchen diner, combined bathroom and two bedrooms - EARLY INSPECTION RECOMMENDED. EPC Band D. Freehold property. Ref: 590050

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Rawdon Moustache, MICRO BAR AND CHARCUTERIE, Rawdon, Leeds

MICRO BAR AND CHARCUTERIE in Leeds.

Easy to manage bar in an affluent and busy North Leeds suburb. The bar was only completed in 2020 at substantial expense and despite two subsequent lockdowns due to the pandemic, it has established itself as a popular and very friendly meeting and drinking venue and continues to build a strong following.  The bar needs nothing in additional capital spending on it and is priced to sell quickly due to the owners now believing they are not entirely suited to working evenings within the licensed trade. There is scope to increase hours during the day, as the current owners do not do this due to other work commitments. The bar has a small galley style kitchen for the preparation of cheese and charcuterie platters mainly to accompany drink sales. The split is 70% beverage to 30% food. There are 10 different beer product lines offered, with a Quiz night every Thursday and Acoustic live acts every Saturday. The business currently trades on shortish hours and does not stay open into the late hours. The business is Free of Tie and outdoor seating is permitted evenings till 8 pm. Highly prominent ground floor premises on a major street close to a ring road intersection with lots of complimenting businesses including a nearby hotel and mix of restaurants. Two separate lounge areas, one with an attractive, fully-stocked bar. Behind the bar is a door and step down to the beer cellar. From the additional lounge / dining area there is a short hallway leading to the catering kitchen and Ladies and Gents WC’s. There are up to 34 seats inside and outside the front of the entrance there is seating for up to 10.  EPC Band D. Business on lease. Ref: 587199

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Homeconomy Hardware & DIY Store, Farsley, Leeds

HARDWARE AND DIY STORE in Leeds

This is a fabulous business run by present husband and wife owners for over 40 successful years and now only selling due to retirement.  Situated in this prime high street position in a vibrant up and coming area Leeds.  Benefitting from plenty of free parking right outside and all around helps keep a steady footfall of customers all day long.  The current owners will work with the new purchaser for an agreed period of time to ensure a smooth handover of the business.  VIEWING HIGHLY RECOMMENDED.  The well organised property is immaculately presented over three floors, comprising ground floor sales shop (approximately 500 sq ft) cleverly departmentalised with an array of shelving and displays, counter with EPOS system making stock ordering very easy.  The EPOS system has the facility to create a web shop for online sales though our clients have not taken advantage of this.  First floor two well organised stock rooms, kitchen and toilets.  Third floor provides further storage area.  The property benefits from being recently re-decorated and a CCTV system.  There is ample parking outside for customers, and to the rear of the property is a parking area for the owner. Business on lease. Ref: 587293

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

Hartleys Fish & Chips, Horsforth, Leeds

FISH AND CHIPS TAKEAWAY in Leeds

Offered well below market valuation to attract a quick sale, due to the owner taking up a new career. This is a truly outstanding opportunity to acquire one of best known and busiest traditional chippies in West Yorkshire. Currently run by staff due to the owners busy new career, and with just ten short openings in a five day week. Potential for additional openings. Owner operators could drastically reduce the wage bill and make even greater profits. Located at the end of a busy parade of shops and next to a very busy building supplies yard, and fronting a busy main through route to Leeds city centre. This is a particularly sought after suburb of north Leeds, with an affluent residential community and thriving and vibrant shopping and restaurant / bar scene. Ground floor lock-up premises. Single fronted but surprisingly spacious internally. Easy, free roadside parking. Entry to customer order counter. Fully tiled food prep areas, comprehensively equipped with commercial quality catering equipment, including an outstanding high efficiency Hopkins three-pan island frying range  with integrated four process filtration system. Separate wet prep area with ample refrigeration and dry goods storage. Staff washroom. Rear exit door leading to a yard and timber shed for potato storage purposes.  The seller has informed us he has been in contact with the Landlord who will grant a new lease at terms to be agreed. The low rent payable is hugely attractive at just £159 per week. Business on lease. Ref: 588846

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - John O' Gaunts Convenience Store, Rothwell, Leeds.

CONVENIENCE STORE in Leeds

Very well established business occupying an excellent main road position between Rothwell town centre and the M1 motorway in this densely populated area. Our clients have operated the business since 1999 and are now selling to enjoy a well-deserved retirement. Briefly comprising: well fitted ground floor lock up shop of approximately 1,200 sq ft with a wealth of quality fixtures, fittings and refrigeration The vendor is currently seeking planning permission to add a studio flat onto the premises, providing living accommodation for the potential purchaser. VERY STRONG BUSINESS THAT IS PRICED TO SELL. VIEWING IS HIGHLY RECOMMENDED HERE. Business on lease. Ref: 557093

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Giorgio's Restaurant, Leeds

ITALIAN RESTAURANT in Leeds

This is probably one of the best trading positions for a restaurant in all of the Leeds suburbs.  This popular restaurant has been in the same hands for many years and achieves an impressive weekly turnover whilst maintaining equally impressive profit margins - THIS COULD DO VERY MUCH MORE IN THE RIGHT HANDS.  Run by our client with the assistance of an excellent team of competent staff.  Our client is front of house and the chefs are employees.

The premises are held on lease and briefly comprise superbly appointed restaurant and cocktail bar with comfortable waiting area leading through to the first dining area which is beautifully presented and second dining area which can be used or private parties, functions or as a regular dining area.  Pot wash area with commercial kitchen off with super range of quality catering equipment.  First floor WC’s and basement storage with two walk in cold rooms. EPC Band C. Business on lease. Ref: 590164

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Milk & Honey Cafe, North Leeds

CAFE AND SANDWICH BAR in North Leeds

This is a super deli, sandwich bar and coffee shop occupying a premier trading site in this very busy shopping parade - very busy main road position in this much sought after and densely populated Leeds suburb.  The business is run in easy hours by our client with the assistance of staff and having taken substantially more in the past, it’s our opinion that it could easily do so again in the right hands.  The business also enjoys an excellent passing trade.  This is an enjoyable business to run and from which to earn your living - VIEWING HERE COMES HIGHLY RECOMMENDED.  The premises are offered on a new, secure lease with sensible rent, comprising well fitted sales shop incorporating out sales counter and seating area.  To the rear is the spacious and very well fitted and equipped commercial kitchen with the added benefit of a walk in cold room which is not currently used by our client but which offers the scope to develop outside catering.  Utility room and WC.  EPC Band C. Business on lease. Ref: 590279

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - The Little Monk Restaurant & Bar, Horsforth, Leeds

RESTAURANT AND BAR in Leeds

An outstanding and highly sought after North Leeds town centre restaurant and bar premises. The venue was formally a well-known chain restaurant and was acquired by our clients two years ago.  The street on which this bar and restaurant is located is a very well-known drinking and dining circuit, with a colossal amount of footfall throughout the day and evening. Filled with a huge choice of cuisine and unique, vibrant bars, this bustling high street location is always highly sought after and licensed premises rarely come available. 

Highly prominent building with ground floor bar / restaurant with open feature cookline, bar with nine draft lines, beer cooler room and spaciously arranged seating to accommodate 60 covers. Additional first floor dining area accommodating 20 plus covers. The premises extends to approximately 393 square metres (4,230 square feet) over two floors, plus basement.  Outstanding back of house areas include bespoke built walk-in fridge and freezer, wait-station with Espresso machine, separate pot-wash room, chemical and mop cupboards with stainless sluice, bottle / spirits store, managers office and staff changing room. Beautifully appointed ladies and gents toilets. Ground floor disabled persons WC with baby changing facility. Trap door and steps leading to a substantial basement housing the CO2 and syrup lines and plenty of additional storage.  The spacious, open plan kitchen is superbly equipped with very high quality commercial catering equipment and a high capacity hooded extraction system.  The premises has a built-in air-conditioning and heating system, CCTV throughout. There are two private parking spaces to the rear of the property, included in the lease.  

Currently a 65/35 wet led operation, highly regarded for its vast choice of crafted beers. The size of the kitchen in truth is under-utilised, and in our opinion would be entirely suitable to again provide a larger food offering and dining capacity. Alternatively, the current bar could be moved over to the wider open kitchen, allowing for more space for tables and the venue develop into a totally wet-led operation. The potential and options here are vast. The business is currently run on modest openings and represents huge and exciting opportunities for ambitious new owners. EPC Band B. Business on lease. Ref: 590012

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Lawtons Greengrocers & Flowers, Morley, Leeds

GREENGROCERS AND CUT FLOWERS in Morley, Leeds

Situated in the heart of a popular Leeds suburb on this bustling pedestrian precinct with lots of free parking close by - bustling location. Monopoly trading position being the only business of this type in the area.  The business has been run by the present owners for 30 years and is now selling due to retirement.  The business is totally run by staff - full time working owner could quite significantly reduce the wage bill and increase the net profit substantially.  Full training and handover will be given.  This is an old established, well known business offered at a very sensible price.  Shop comprises large self-service sales shop with excellent external displays.  Double cash out.  Rear storage with cold room.  First floor office / kitchen and toilet. Business on lease. Ref: 587339

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Investment Property, Leeds.

Investment Property in Leeds 

The premises occupy a prime trading position in the heart of Leeds City centre and as such, these premises should never be without a tenant. Let on a ten year lease from 2017 with rent reviews every three years to an independent restaurateur who has traded from the premises since the inception of the lease.  This is a rare opportunity to acquire a commercial investment property in Leeds City centre and is highly recommended by this office.  Extensive freehold property which provides beautifully furbished cocktail bar with dining for approximately 24 patrons, ladies, gents and disabled WC’s.  Basement commercial kitchen with an excellent range of quality catering equipment and dumb waiter.  Store room and pot wash area, staff WC.  The first floor provides further dining for 22 diners which is air conditioned. EPC Band C.

Thinking of selling an investment property? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Chippendale Motors - MOT & Vehicle Repairs, Morley, Leeds.

MOT, VEHICLE REPAIRS AND MINOR BODYWORK REPAIRS BUSINESS in Leeds 

This is a very old established and well respected business situated in a prime position in the centre of a Leeds suburb.  The premises are leasehold with a new lease available at a modest rent.    Secure premises comprising secure parking for several vehicles, customer entrance with office, corridor leading to the MOT waiting area, further office, ladies and gents toilets, good sized kitchen area.  The garage area is substantial and open plan with seven ramps / rotary lifts.  Separate spray booth.  Business offered on new lease. Ref: 587115

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Chophaus Bar & Restaurant, Roundhay, Leeds

RESTAURANT AND BAR in Roundhay, Leeds 

Purpose built, highly prominent, ultra-modern building, standing in its own grounds with excellent public parking. Situated at the head of this highly affluent and desirable north Leeds suburb, with a bustling restaurant and bar circuit and leisure and entertainment scene.

Over 2,500 square feet (238 square metres) of stunningly well-appointed restaurant space. The premises was furbished and fitted to the highest standard possible, on a no-expense spared budget. Exceptional attention to detail and the installation of state-of-the-art equipment makes this one of the most elite, elegant and ultra-chic restaurant premises in the north of England. Vast internal dining areas capable of accommodating around 150 customers over two floors, and hugely attractive open air terraces with seating. The venue was popularly booked for bespoke private dining and events.

THE OPPORTUNITY:  This restaurant and bar was enjoying average sales in excess of £40,000 per week, prior to the pandemic upheavals and disruptions. Although currently closed due to, admittedly, the owners lack of experience in operating restaurants, as well as effective operational / management issues, there is no reason why an experienced restaurant and / or wet-led bar operator could not take the reins, staff it properly and gear it up to again achieve at least those levels of turnover very quickly. Moving into the spring and summer months, this venue will prove to be one of the busiest in Leeds. Business on lease. Ref: 588821

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Investment Property, Leeds

INVESTMENT PROPERTY in Leeds 

This is an exciting opportunity to acquire this mixed use investment property occupying a prime position within a densely populated area of Leeds.  The premises are arranged over three floors and comprise:  Ground floor beauty salon held on a six year lease from 2017, returning £400 per calendar month rent plus £100 per calendar month for utility bills.  Hair salon which is on a 200 year ground lease from 1987.  First and second floors provide residential accommodation, comprising kitchen, lounge, shower room and two bedrooms returning £550 per calendar month plus £125 per calendar month for utilities.  These floors have been built to HMO standards as it used to be a three bedroom HMO.  According to our client, this can easily be turned back into a HMO if required.  Annual Rental Income £11,400 plus Utilities. Freehold property. Ref: 590096

Thinking of selling your commercial property? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Chippendale Motors, Morley, Leeds

MOT, VEHICLE REPAIRS AND MINOR BODYWORK REPAIRS BUSINESS in Leeds

This is a very old established and well respected business situated in a prime position in the centre of a Leeds suburb.  The premises are leasehold with a new lease available at a modest rent.  Secure premises comprising secure parking for several vehicles, customer entrance with office, corridor leading to the MOT waiting area, further office, ladies and gents toilets, good sized kitchen area.  The garage area is substantial and open plan with seven ramps / rotary lifts.  Separate spray booth.  Business on lease. Ref: 587115

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - MERCANTILE CLUB - FORMER LICENSED PRIVATE MEMBERS CLUB AND TWO BEDROOM HOUSE in Morley, Leeds

FORMER LICENSED PRIVATE MEMBERS CLUB AND TWO BEDROOM HOUSE in Morley, Leeds 

A rare opportunity to acquire this former licensed private members club (closed December 2022) together with a detached two bedroom residence which is available jointly or separately.  The premises are ideally situated in central Morley (an area of South Leeds), adjacent to a large public car park and close to all town centre amenities.  The premises are suitable for a wide variety of uses, restaurant, bar, offices etc, (subject to any necessary consents) and are available immediately.

THE COMMERCIAL PREMISES briefly comprise entrance leading to the spacious public lounge bar with fully fitted bar and gents WC.  First floor large snooker room, private office and pool room.  Ladies WC.  Extensive cellar with boiler room, ample storage and beer cellar with beer drop.  

THE DETACHED RESIDENCE offers fully fitted kitchen leading through to a comfortable lounge.  First floor two good bedrooms and combined bathroom with shower over bath.  Externally, detached garage, driveway and patio area.

Commercial EPC Band C. House EPC Band D.

Freehold property. Ref: 588703

Thinking of selling your property? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Singhs News & Off Licence, Pudsey, Leeds

NEWS AND CONVENIENCE in Leeds

An opportunity to acquire this newsagents and licensed convenience store which occupies a prime trading position on this busy main road through the densely populated area, surrounded by thousands of chimney pots and with new residential developments in the immediate vicinity.  The business is well stocked and offers a good variety of produce, achieving an enviable weekly turnover EARLY INSPECTION RECOMMENDED.  The air conditioned premises are offered with a new lease, sensible rent and must be seen to be appreciated.  Comprising walk round store with good cash out facility, Lottery, PayZone and cash machine.  Large stock room to the rear.  Kitchenette and WC.  Externally small yard to the rear.  Street parking to the front.  Business on lease. Ref: 588583

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front

SOLD - Woodhall Park Post Office & Stores, Pudsey, Leeds

LOCAL POST OFFICE AND FULLY LICENSED CONVENIENCE STORE in Leeds 

An opportunity to acquire this very much sought after Post Office and convenience store situated in this delightful residential area of Leeds – COMMANDING MAIN ROAD TRADING POSITION AND WITH THE BENEFIT OF A PARKING FORECOURT.  The business offers both spacious newly fitted self-service retail facilities plus spacious family accommodation.  The business is worked in sensible hours over seven days and is run predominantly by staff.  Our clients are retiring.  The right full time working owners could treble the turnover – this business needs a good deli counter and a bake off unit which would undoubtedly boost turnover and profits even further.  The detached freehold premises comprise spacious, newly fitted walk round self-service store with good display cash out facility, excellent refrigeration, store room, staff toilet and wash hand basin.  The private family accommodation comprise well fitted modern kitchen, lovely lounge with views over the gardens.  Conservatory.  The first floor offers three good bedrooms, bathroom, separate toilet, separate shower room.  The property benefit from a gas central heating system, parking forecourt, driveway to garage and large gardens. Business & Property. Ref: 583295

Thinking of selling a business? Call now for a free valuation on 0113 238 2900 or email sales@ernest-wilson.co.uk for more information on Ernest Wilson Business Agents, visit www.ernest-wilson.co.uk - we do not charge any money up front